Buying 8 Tips For First-Time Real Estate Investors Want to build wealth through real estate? Investing in rental properties can provide you with a steady income stream and long-term growth potential. However, the landlord life might not be for everybody. If you’re looking to get started with long-term rentals but are leery to dive in — keep reading! Here are eight considerations to […]
Buying Avoid These Biggest Home Purchase Regrets Buying a home is often the biggest purchase someone will make in their lifetime. However, the housing market can be an intimidating place to be—especially when inventory is low, and there are bidding wars. As your real estate agent, it’s our job to guide you through the market and help you make informed decisions. Just […]
Buying 3 Ways to Reduce Your Interest Rate When Buying a Home Are you kicking yourself for not buying when mortgage rates were lower? You’re not alone! With the housing market slowing, sellers reducing prices, and interest rates peaking at the highest level in 20 years, many would-be buyers have put their plans on pause. But is waiting the smartest strategy? While we try not to give […]
Buying How Many Times Can You Use A VA Loan? By: CrossCountry Mortgage LLC Whether it’s the need for more rooms, a backyard for the children to play, or extra storage space to store valuable things, ultimately, the hunt for the new “perfect” house begins. However, this process can be costly, as families try to save capital for a traditional down payment. Thankfully, this is […]
Buying Are VA Loans Assumable? By: CrossCountry Mortgage LLC VA loans offer many benefits for Active Service Members, Veterans, and Military Families, such as low closing costs, no down payments, and low interest rates. In addition, unlike many other mortgage options, VA loans are assumable mortgages. Even civilians not eligible for a VA mortgage can assume a VA home loan. […]
Buying What are the Benefits of a VA Loan? By: CrossCountry Mortgage, LLC Believe it or not, buying a home doesn’t always require a traditional 20% down payment. If you’re a current or former member of the U.S. Military, you may qualify for a VA loan, which allows you to purchase a home without a down payment. That’s just one of the advantages you […]
Buying The Best Homeowners Insurance for Military Members The Best Homeowners Insurance for Military Members By: Ryan Tronier | Task & Purpose If you’re in search of the best homeowners insurance for military members, there are only a handful of providers that understand the unique coverage needs of those who serve their country. Underwriters like USAA and Armed Forces Insurance both work exclusively […]
Buying Understanding The Unique Hawaii Closing Timelines Understanding The Unique Hawaii Closing Timelines by Jay Miller In the State of Hawaii, there is a lot of confusion surrounding the “closing date” for a real estate purchase transaction. The official closing date is more technically known as the settlement date/recording date in Hawaii and does not occur until the date the transaction records […]
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Buying Understanding Easements in Hawaii When purchasing a property in Hawaii, buyers will likely come across some form of easement when reviewing the title report. An easement is defined as a right to cross or otherwise use someone else’s land for a specified purpose. The most common types of easements are for utility, view, and access. It is important to […]
Buying How to Keep Your Pets Stress-Free During a Move If you are moving this summer you probably already feel the stresses of moving, but have you thought about what your four-legged family member may be feeling? Dogs and pets do feel the stresses of a move and often even more stress than their human companions are feeling. Imagine: you can’t read, understand all of […]
Buying How to Pack Your Garage In Five Steps When it comes to packing up your home for a move, the garage is often the last room packed. Let’s face it, we put it off due to the sheer number of things piled up over the years. Garages are full of tools, landscaping equipment and things you don’t want to look at. Often, our […]
Buying Starting Fresh: How to Buy a New Home Construction What could be more exciting than living in a brand new home? The blank slate can be thrilling: living in a place no one has lived before, a home with fresh paint, untouched carpets, and even fresh grass that no one has trodden! While most of the homes bought and sold are preexisting, more and […]
Buying Spotting Foundation Issues When Buying a Home Buying a home is both exciting and stressful. After all, you want to find a place that suits your living needs and is in great condition. One of the biggest concerns is that the property you purchase is structurally sound, and this often starts with the foundation. Consider these tips about how to spot potential […]
Buying Moving with a Baby: The Complete Guide for Parents On the move with a little mover in tow? Every parent knows having a baby at home is an adventure. Take that everyday baby voyage and mix in moving your home, now your adventure is more like a hike up Mt. Everest! Here’s the good news, if you plan ahead and take simple steps that […]
Buying How Much Is Mortgage Insurance? If you bought a home with a down payment that is less than 20% of the purchase price, or if you refinanced with less than 20% equity, your lender will require you to purchase mortgage insurance. It’s important to note that not all loan programs will offer the same terms. That’s why it’s smart to […]
Buying Architectural Styles on the Horizon Whether you’re buying, selling or staging a home, popular architectural styles and buzz-words can help you get the most out of your investment. Current and upcoming homebuyers have an “instant” mindset, are debt-savvy, and want all the luxuries of rural living in growing cities. Trending architectural styles, like shipping container and tiny homes, reflect the […]
Buying Size Matters: Finding the Perfect Size Home If you’re house shopping, there’s probably one question that’s been on your mind often: “What size home should I buy?” At a glance, the answer seems obvious: as big as you can afford! But that’s only a small piece of the puzzle. Home size matters on many levels from personal preference to resale value, future […]
Buying Why You Should Get A Property Survey Before Buying When buying a home, the last thing you want is a surprise. Most people worry about leaky roofs or rusty boilers. But there may be property issues that can come to light and cost you a lot of money if you’re not careful. One way to avoid getting in over your head is to get […]
Buying Can You Buy a House with No Down Payment? One of the most important financial investments you’ll ever make is the purchase of a home. There will be long-term impact on your credit and finances, so the decision has to be a sound one. Add to this the fact that most traditional mortgages require a 20% down payment, and the situation can bring anyone […]
Buying Types of Home Buying Loans Thinking about purchasing a home? One of the decisions you’ll need to make is whether you want a fixed-rate or adjustable-rate loan. Depending on the price of the home you’re looking for, you may need a jumbo loan. First, let’s define these terms so you have a better understanding of your options. Fixed-Rate Loan A […]