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How to Choose the Right Real Estate Agent

It can be a challenge to find the right real estate agent. How do you know if you’ve found the right one? What qualities should you look for when selecting an agent? We’ve put together the ultimate list of 7 critical qualities your real estate agent should possess. 1. Licensed This sounds basic, but you’d […]

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Simplifying the Home Closing Process

The home closing process is the final hurdle in the race of buying a house and becoming an official homeowner. You are probably anxious to complete the process, and the last thing you want are last-minute surprises. Here are several ways you can ensure the closing goes smoothly. Understand the Closing Process Before you enter […]

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First Time Home Buyer Tips

As I approach my four year “home-aversary” I decided to take a moment to reflect on all that I had on my mind as my husband and I prepared to make the biggest purchase of our lives. Here are some of the things I wish I had known sooner that I hope will help you, […]

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Tax Breaks for First Time Home Buyers

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Buying a home can sound like an intimidating undertaking if you’ve never done it before. The thought of relocating and the sheer level of financial investment gives many people anxiety. Luckily, the government wants to make the process easier and less scary, with a range of tax breaks for first time home buyers. To get […]

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First Time Home Buyers Use 401k For Down Payment

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Coming up with a down payment to purchase your first home can feel like a herculean task. How can you possibly save twenty, thirty, fifty thousand dollars—approximately 11% of your home purchase price in 2016 (National Association of Realtors)—to pour into a house? For most individuals, it can be incredibly tough to save enough, particularly […]

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Stages of Buying a Home

It may be a goal you have had since childhood. Perhaps, you have rented for most of your adult life and now want to experience the joys and satisfaction of home ownership. Buying a home is a big step and requires a lot of important decisions along the way. With some advanced planning and research, […]

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How Much House Can You Afford?

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HOUSE POOR [adjective | hous – poo·r] A person who can afford his or her home mortgage payments, but can’t afford much of anything else. Discretionary spending on restaurants, furnishings, travel and clothes are severely cut back, due to a large proportion of his or her income going towards the mortgage payments, upkeep costs, and […]

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How to Sell a House That Still Has a Mortgage

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Most people won’t live in the same home for 30 years, the typical life of a mortgage loan. So, when it comes time to sell, many homeowners still have mortgage debt to deal with. Is this a problem? What happens to your mortgage when you sell your home? Once you sign your name on a […]

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Oahu’s housing market sails into uncharted waters

Oahu’s housing market sails into uncharted waters. According to resales figures by the Honolulu Board of Realtors®, the median sales price for single-family homes and condos rose slightly to $809,000 and $450,000, respectively. Closed sales for single-family homes and condos dropped more than 20%, and new listings decreased by 42%, compared to this time last […]

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