Buying What Are Closing Costs? What Are Closing Costs? Closing costs are fees paid in connection with the refinance or transfer of ownership in real property. They are paid by either the buyer or the seller on the settlement date. These fees will always vary. What you pay for one refinance or property transfer will not be the same as […]
Real Estate How to Choose the Right Real Estate Agent It can be a challenge to find the right real estate agent. How do you know if you’ve found the right one? What qualities should you look for when selecting an agent? We’ve put together the ultimate list of 7 critical qualities your real estate agent should possess. 1. Licensed This sounds basic, but you’d […]
Buying Simplifying the Home Closing Process The home closing process is the final hurdle in the race of buying a house and becoming an official homeowner. You are probably anxious to complete the process, and the last thing you want are last-minute surprises. Here are several ways you can ensure the closing goes smoothly. Understand the Closing Process Before you enter […]
Buying First Time Home Buyer Tips As I approach my four year “home-aversary” I decided to take a moment to reflect on all that I had on my mind as my husband and I prepared to make the biggest purchase of our lives. Here are some of the things I wish I had known sooner that I hope will help you, […]
Buying Tax Breaks for First Time Home Buyers Buying a home can sound like an intimidating undertaking if you’ve never done it before. The thought of relocating and the sheer level of financial investment gives many people anxiety. Luckily, the government wants to make the process easier and less scary, with a range of tax breaks for first time home buyers. To get […]
Buying First Time Home Buyers Use 401k For Down Payment Coming up with a down payment to purchase your first home can feel like a herculean task. How can you possibly save twenty, thirty, fifty thousand dollars—approximately 11% of your home purchase price in 2016 (National Association of Realtors)—to pour into a house? For most individuals, it can be incredibly tough to save enough, particularly […]
Buying Stages of Buying a Home It may be a goal you have had since childhood. Perhaps, you have rented for most of your adult life and now want to experience the joys and satisfaction of home ownership. Buying a home is a big step and requires a lot of important decisions along the way. With some advanced planning and research, […]
Buying How Much House Can You Afford? HOUSE POOR [adjective | hous – poo·r] A person who can afford his or her home mortgage payments, but can’t afford much of anything else. Discretionary spending on restaurants, furnishings, travel and clothes are severely cut back, due to a large proportion of his or her income going towards the mortgage payments, upkeep costs, and […]
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Financing How to Sell a House That Still Has a Mortgage Most people won’t live in the same home for 30 years, the typical life of a mortgage loan. So, when it comes time to sell, many homeowners still have mortgage debt to deal with. Is this a problem? What happens to your mortgage when you sell your home? Once you sign your name on a […]
Market Trends Oahu’s housing market sails into uncharted waters Oahu’s housing market sails into uncharted waters. According to resales figures by the Honolulu Board of Realtors®, the median sales price for single-family homes and condos rose slightly to $809,000 and $450,000, respectively. Closed sales for single-family homes and condos dropped more than 20%, and new listings decreased by 42%, compared to this time last […]
Selling A Complete Glossary of Home Selling Terms What’s the CMA of your home and does the buyer have a plan for paying the closing costs? Does that sound like a lot of mumbo-jumbo? If it does, then it’s time that you get up to date on the latest real estate lingo. When selling a home, it’s impossible to avoid real estate terminology. […]
Selling Can Professional Photos Sell Your Home Faster? A picture is worth a thousand words. We’ve all heard the saying before, and it’s definitely true when it comes to real estate. It would be almost impossible to fully describe a house without pictures. There’s just one problem; too often homeowners forget about picture quality. Not all images are created equal. Blurry or poor-quality […]
Home Improvement 5 Bathroom Renovations That Really Pay Off On the journey to selling your home, it can be all too easy to focus solely on finding your new dream property and forget to ensure the home you leave behind is a dream property for its next inhabitants. Creating a beautiful living space that you’ll soon be leaving may seem counterproductive, but the good […]
Buying A Beginner’s Guide to Homeowners Insurance A Beginner’s Guide to Understanding Homeowners Insurance Buying homeowners insurance for the first time can be intimidating. Gaining a better understanding of what it covers, what it doesn’t, and how much coverage you need can help calm your nerves and build your confidence. While buying your first home is exciting, buying your first homeowners insurance […]
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