Buying What are the Benefits of a VA Loan? By: CrossCountry Mortgage, LLC Believe it or not, buying a home doesn’t always require a traditional 20% down payment. If you’re a current or former member of the U.S. Military, you may qualify for a VA loan, which allows you to purchase a home without a down payment. That’s just one of the advantages you […]
Local The Mo’olelo of The Night Marchers There is hardly an uncle or aunty on the islands that has not heard of the ancient spirits that roam the islands and rule the night. Their supernatural tales instantly generate chicken skin and that sudden chill down your back. This is the mo’olelo of the Night Marchers. Night Marchers, or Hukai’pō, are armed warriors […]
Local The Mo’olelo of the ‘Awapuhi Kuahiwi If you’ve gone hiking around Hawai’i, then you might have come across a curious-looking plant with a beautiful, bright bloom. Locally known as ‘awapuhi or “shampoo ginger”, this plant originated in India and migrated through Polynesia before early settlers brought it to Hawai’i. Every single part of this plant was used in ancient Hawai’i from […]
Buying The Best Homeowners Insurance for Military Members The Best Homeowners Insurance for Military Members By: Ryan Tronier | Task & Purpose If you’re in search of the best homeowners insurance for military members, there are only a handful of providers that understand the unique coverage needs of those who serve their country. Underwriters like USAA and Armed Forces Insurance both work exclusively […]
Market Trends Dreaming of Places Far, Far Away: New Coldwell Banker Data Shows High Rate of Out-of-State Searches Dreaming of Places Far, Far Away: New Coldwell Banker Data Shows High Rate of Out-of-State Searches By Athena Snow Fresh Coldwell Banker data from the Move Meter℠ reveals where Americans are dreaming of moving   MADISON, N.J. (July 6, 2022) – This summer, as Americans enjoy their favorite activities to cool down, dreams of moving are […]
Buying Understanding The Unique Hawaii Closing Timelines Understanding The Unique Hawaii Closing Timelines by Jay Miller In the State of Hawaii, there is a lot of confusion surrounding the “closing date” for a real estate purchase transaction. The official closing date is more technically known as the settlement date/recording date in Hawaii and does not occur until the date the transaction records […]
Local The Mo’olelo of the Oahi (Hawaiian Fireworks) Whether you love them or loathe them, it’s hard to imagine Independence Day without fireworks. From the first celebrations of our nation’s independence, fireworks have played a major part in the festivities, but our new country wasn’t the first to use “fireworks” in celebration of important events. In ancient times Hawaiian royalty would celebrate special […]
Local The Mo’olelo of “Ka Mele ‘O Ke Anuenue” as told by Darrell Aquino Ka Mele ‘O Ke Anuenue is a mele composed for Harold Kano’eau Delatori. He was a young man who passed away at an early age. Harold’s friend, Kekoa Yap, wrote this song in his memory. Harold was from Lahaina, Maui and the rainbow (anuenue) represents him in the mele. Harold was a brother-in-law to me. […]
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Local The Mo’olelo of the Lei It’s said that lei custom was introduced to the Hawaiian Islands by early Polynesian voyagers. Lei were garlands worn about the neck constructed of flowers, leaves, shells, seeds, nuts, feathers, and even bone and teeth of various animals. In Hawaiian tradition, lei were worn by ancient Hawaiians to beautify themselves and distinguish themselves from others. […]
Local The Mo’olelo of the Menehune and the Leprechaun Name a group of small, mischievous, mythical, nocturnal artisans that love to sing & dance and are rarely seen by humans …. Did you guess the menehune? You’re right! Did you guess the leprechauns? You’re also right! The legends and folklore differ between the menehune and leprechauns, but they share a lot in common. The […]
Local The Mo’olelo of a Royal Teacup One late morning many years ago, I was visiting a kupuna very dear to my heart. We were sitting on her antique koa furniture in her living room sipping lemonade and discussing how she could reupholster her cushions without damaging the wood. After a quiet moment, my friend unexpectedly went to her china cabinet and lovingly […]
Real Estate Liens and Encumbrances Affecting Real Property Liens and Encumbrances Affecting Real Property Ownership by Dan Harkey   What is a Lien?  A lien is a legal right or claim against real property, referred to as a security interest. The lien is given or conveyed to a creditor (lender) to hold and possess until the loan is paid off. A debtor (borrower) […]
Financing Tax Deductions on Rental Properties The 2018 Tax Cuts and Job Act introduced various adjustments for rental property owners that indicate that the business will be more profitable than it was previously. Since the details of how the federal tax changes affect individual property owners can vary, it is important to consult with a tax advisor who specializes in real […]
Financing What is Capital Gains Tax? The income tax you pay on gains from the sale of capital assets, such as real estate, is known as capital gains tax. So, if you sell your home for more than you bought it for, you will almost certainly have a capital gain and thus be required to pay capital gains tax on your […]
Financing 5 Tax Deductions to Take When Selling a Home You may recall that in 2018, the new Tax Cuts and Jobs Act changed some restrictions for homeowners. However, if you sold your house in 2021 or plan to sell in the future, your tax deductions can still save you a lot of money when you file your taxes with the IRS. Here is the […]
Financing How to Calculate Property Tax Most individuals are aware that owning a home entails a substantial financial investment. There is your mortgage, but the expenses don’t stop there. You will also be responsible for paying property taxes. If you already own a home, you can look at your most recent property tax statement to see how your tax is calculated. […]
Financing 7 Tax Benefits of Owning a Home As you may know, there are many tax benefits of owning a home. However, you may be wondering if you are utilizing every benefit possible to help save you money during tax season. According to an article on Realtor.com, there are 7 tax benefits that you may not be aware of and should make use […]
Buying Understanding Easements in Hawaii When purchasing a property in Hawaii, buyers will likely come across some form of easement when reviewing the title report. An easement is defined as a right to cross or otherwise use someone else’s land for a specified purpose. The most common types of easements are for utility, view, and access. It is important to […]
Local Hawai’i Creepy Crawlers The Hawaiian Islands are known for their lush, green environment. But as with any temperate, tropical locale comes a host of creepy crawlers, flying vermin and buzzing, biting pests. I’m talking about the insects of Hawaiʻi. In addition to your standard mosquitoes, ants and flies, we also have cockroaches, termites and my least favorite—centipedes. Gross! […]
Local O’ahu’s Best Surf Spots When it comes to sports in Hawaiʻi, surfing reigns supreme. Native Hawaiians didn’t invent surfing—other Polynesian societies were simultaneously experimenting with boards on waves—but Hawaiians certainly mastered and later popularized the concept of he‘e nalu, or wave sliding, aka surfing. It remains an integral part of Hawaiian culture and local society today. Here are my […]